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Today’s Bloomberg article was about as interesting as they get in terms of what’s next for iPhone.  With $600 phones, Apple is priced outside of what most Americans will pay for a mobile device.  Obviously the carriers subsidize phones but then you end up paying way more than you should per month.  What does a $200 iPhone on a ‘pay as you go’ plan look like?

If you want to look at what a $200 iPhone would look like, I think the best current example is the LG Optimus V on Virgin Mobile, a Sprint Mobile Virtual Network Operator (MVNO).  It is a 3.2 inch screen Android device with a speedy 600MHz ARM processor and 512Mb of RAM.  The resolution of the screen is the same as the iPhone 3GS even though it is .3 inch smaller.  This is important because you want to have legacy iPhone app pixel compatibility.  It has Bluetooth 2.1, GPS, a 3 Megapixel camera and just about everything the iPhone 3GS had…

And it costs $149 off contract(!). Apple could make a better looking version of this hardware for $200 and still nab their nearly 40% margins.

I did a review of this phone for my day job. It is great (for the price) and can even be hacked easily to be a free hotspot (see video at the end).  Actually, hacked is a strong word.  You just download an app from the Android market.  What does a pre-paid phone buy you in terms data costs?  Without a subsidy payment, Vigin can offer rates like this:

Virgin plans start out at $25/month (no taxes either) for unlimited data, texts and 300 minutes of anytime calling.  If you don’t talk on the phone a lot like me (or use VoIP), this is a dream setup.  Virgin’s Network is just Sprint’s 3G and it behaves just as well as a Sprint phone…which is to say very well.  There is no limit to data.  You can technically download at full capacity all month long.  I’ve never had a problem with Virgin that I wouldn’t have on Sprint.  Coverage in NYC and surrounding area is as good or better than AT&T and Verizon.

Here is your life of phone costs:

$150 phone+ $25/month for 2 years= $750 for Virgin Optimus V.  1 year = $450

$50 phone + $75/month for 2 years= $1850 for iPhone 3GS.

As you can see, it isn’t even close.  Apple can’t compete right now for people who want to spend under $500/year for their phones and plan.  How’s this phone selling?  It is sold out at Virgin (update:back in stock), Radio Shack and Best Buy.

If Apple wants to get into this game, they have to a). build a less expensive phone and b.) Offer their phone on a good pay as you go carrier like Virgin.

Or create their own MVNO.

There is another component of this.  As we reported last year, Apple may be looking into becoming an MVNO and just buying bulk data from the carriers and letting the iOS devices pick the best data out there.  They may use a Gemalto chip that flashes the SIM card for different carriers.  It has the European carriers soiling themselves.  Apple has a patent on this process from  2006 (Tony Fadell!) so they really want to do this.

But that seems to be a little ways off.  In the mean time, if you have a worldphone (like the next generation of iPhones) and a Google Voice account you can hop around pretty easily, not that you’d need to stray too far from Virgin.

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Navy Seals Could Get New Airborne Backup. Here’s What The Planes Look Like.

On the edges of battle, a little air support can go a long way. That’s the logic behind a set of purchases from the US military announced May 14. Worth just shy of $20 million, the award is for one each of five different airplanes. The goal is finding the right match for supporting units like Delta Force or SEAL Team Six while flying on the bare minimum of support.

The US Special Operations Command, or SOCOM, awarded the $19.2 million contract. The organization coordinates actions between the various special operations forces of the other military branches. These missions include everything from drug trafficking interdiction to the Abbottabad compound raid to kill Osama bin Laden.

Much of modern warfare is built around big, coordinated formations of people and vehicles. From patrols of vehicles that are in radio contact with high-flying drones and distant artillery, to sweeping arcs of tank formations, much of war is planned around mutual support from an array of forces.

Special operations forces grew out of the missions once given to commandos in the wars of the 20th century—missions behind enemy lines that necessitated a smaller force operating with only what they could carry on their backs. In 21st-century warfare, this entails fighting away from other support, which means that small numbers can become a form of stealth instead of a weakness. Other times, these missions are done in conjunction with the national militaries of other countries, as the commandos add special knowledge and weaponry to assist regulars in tracking down insurgents or the leadership of violent nonstate groups.

[Related: An Air Force artificial intelligence program flew a drone fighter for hours]

Presently, these commando units are served by the U-28A Draco, an unarmed plane. The Draco can fly from short and rugged runways, and once in the sky can collect and relay valuable scouting information to people moving below on the ground. 

The Draco is, unfortunately, expensive to maintain, and a finite number are in service. Plus, while it can alert troops below of any danger, it cannot actually move to fight enemies itself.

To service special operations, SOCOM asked for an affordable aircraft that’s cheaper to maintain and has an onboard human pilot. The plane should be capable of Close Air Support, or shooting and bombing people and vehicles on the ground from a low altitude. SOCOM also asked that it be armed for its scouting missions, and that it can help direct aerial attacks, ensuring that friendly forces are not hit by friendly fire.

While there are plenty of fighters already in the US inventory that can do some or all of this (though none particularly affordably), what sets SOCOM’s ask apart is that whatever plane it selects must be able to do so in austere environments, like dirt airfields with limited access to supplies. If the F-35 is built to fly out of a well-equipped and well-staffed hangar, SOCOM wants a plane that can fly and fight from the bare minimum of infrastructure necessary. 

[Related: The stealth helicopters used in the 2011 raid on Osama bin Laden are still cloaked in mystery]

In addition, the contract notes that these places are where commandos are tasked with “Countering Violent Extremist Organization missions.” Under the expansive rules of the 2001 Authorization to Use Military Force, as well as partner agreements with many militaries across the globe, this means that the aircraft selected to support special operations could also protect allied soldiers fighting alongside American commandos. 

Five different airplanes were selected as possible contenders for the broader contract. They are:

The Bronco II

The pusher-prop Bronco II (seen in the large image at the top of this story) by Leidos borrows its name from a larger Vietnam War-era plane that performed similar missions. While the II cannot transport people like its predecessor, it does have room for cargo storage, allowing it to perform light resupply tasks. With its high wing and stadium-seating cockpit, the Bronco II also bears more than a little resemblance to the AHRLAC, a South African built light close air support plane.

The MC-208 Guardian

If the Bronco II resembles a strange fighter, the MC-208 Guardian by Mag Aerospace feels like a private plane that a bored executive has outfitted for the most dangerous game. Camera pods can fit below its fuselage, and there are mounts for missiles or rockets on special hard points from its wings. For missions that require transport as well as overwatch, the Guardian can carry nine people besides its two-person flight crew.

The AT-6 Wolverine

Textron’s AT-6 Wolverine is a two-seat turboprop that can be armed to the teeth. It can mount cameras and other sensors. The Wolverine’s armament can include everything from heavy caliber machine guns to guided bombs or even Hellfire anti-tank missiles.

The Sky Warden. L3 Harris

The AT-802U Sky Warden

Superficially similar to the Wolverine is L3’s AT-802U Sky Warden. It can carry a blistering array of surveillance cameras to go alongside its weapons. L3 is also marketing it on cost, specifically framing it as 1/5th the cost of an F-16, and 1/18th the cost to operate per hour.

The MC-145B Wily Coyote

Rounding out the selection is the MC-145B Wily Coyote by Sierra Nevada Corporation, a plane for which there exists very little publicly available information. It is most likely similar to the C-145A Combat Coyote, a twin-engine craft with capacity for 16 passengers. The Combat Coyote is built largely for cargo runs and air-dropped relief, so it will be interesting to see how that basic airframe is adapted to actual combat.

SOCOM expects to evaluate the five prototypes by March 2023. After that, should the military find a design it likes, it will have to convince Congress of the plane’s necessity, in order to secure dedicated funding for the project. If that can be approved, SOCOM hopes to buy 75 of the winning aircraft within 5-7 years from the award of a purchasing contract.

What Is Better As A High

The rise of digital marketing has created a whole new industry, and people are starting to embrace it as a career option. It is expected that this field will become one of the biggest in the coming years. Due to the rise of digital marketing, organizations are now recruiting digital marketers to reach their target audiences. Individuals with good skills in this field are also getting recognition and are able to earn a decent salary. While graphic designing is regarded as a specialist job, many people are still going for it because it offers them a good career opportunity.

Digital marketing and graphic design are two of the most critical components of any business, and they play different roles when it comes to the customer experience. Before you decide to switch from one to the other, it’s important to understand what both do and how they can benefit your clients. This blog post will talk about the differences between digital marketing and graphic design, as well as why some people choose to do both.

What is Digital Marketing?

A digital marketing strategy is a process that helps marketers establish goals and develop a plan that will reach their intended audience. It also provides a framework for evaluating the effectiveness of their campaign. Everything about business is digital, and this has made it easier for companies to communicate with their customers.

A digital marketing campaign is a process that involves creating and distributing content through various digital media channels, such as websites, social media, and mobile applications. It can also be done through paid and earned media, as well as content syndication and email marketing.

What is Graphic Designing?

Most of you are probably familiar with what graphic design is, and if you are like me, you probably have a good understanding of what it is. You might think of magazines, billboards, vector graphics, and video games when you think of this profession. However, what is it, and what does it actually mean? For most people, it’s an expression of their own aesthetic.

Understanding Digital Marketing Pros and Cons

Digital marketing is one of the hottest career options in the country. Here, we have listed some pros and cons of digital marketing that one should check before choosing it as a career.

Digital Marketing Advantages

There are many opportunities for professionals in digital marketing. One of the most common reasons people choose this field is its relatively low cost. This is because there are many free tools that small and medium-sized businesses can use.

Through digital marketing, companies can connect with their customers directly as they travel through their buying journey. It enables them to deliver the best possible content and offers at the appropriate time, on the channels that their customers spend the most time on. With the help of key performance indicators (KPIs), marketers can monitor their efforts and identify areas for improvement.

You must ensure that your staff members have the necessary skills and knowledge to effectively carry out digital marketing. The platforms, tools, and trends that affect the industry constantly change.

Getting the most out of your digital marketing efforts can be a time-consuming process. It’s also important to measure the results of your efforts to see if they’re contributing to your business.

Even though you can easily reach a global audience through digital marketing, you’re up against fierce competition. This can be a challenge for any business to stand out from the crowd and grab the attention of consumers.

Understanding Graphic Designing Pros and Cons Graphic Designing Advantages

Compared to digital marketing, graphic design requires a higher artistic level, but it can be harder to break into compared to other fields. Since fewer people are interested in working in this field, there is less competition. This means that you can charge higher fees for the services that you offer without having to spend a lot of money on startup costs.

A well-designed graphic design strategy is very important for a company to establish its brand identity and stay consistent throughout its marketing efforts. This strategy can help improve the company’s brand recognition and reputation.

Most people are drawn to graphic design due to its visual nature. As the creator of such imagery, you’ll likely end up being recognized for your work.

Being a graphic designer can be very challenging, as it will likely not allow you to earn a lot of money and become rich. Even though there are many people who can make a decent living from their work, you may not be able to enjoy the luxuries that come with being a designer due to the high cost of living in certain regions.

As a graphic designer, you can consider what your clients like and don’t like, and this can affect the way you create. This is why it’s important that you balance the needs of your clients with the aesthetics of your work. Unfortunately, this can be very challenging, as you may have to create a design that doesn’t feel like the one you would have chosen.

Getting the job done properly requires a lot of attention and focus. Without the necessary skills, many freelancers end up not being able to earn a living. It’s important to note that many people who work as freelance contractors don’t make their living solely from their work. They often take on other part-time jobs to earn more money.

Salary: Digital Marker vs. Graphic Designer

The average salary of a digital marketer in India falls around Rs. 4 lakh per annum. It can vary based on the experience and skills of an individual. With experience, the salary increases accordingly as per the industry standards.

The average salary of a graphic designer in India falls between Rs. 2 to 3 lakh per annum. This can vary based on the experience and skills of an individual. With experience, the salary increases accordingly as per the industry standards.


Although there are various perks and limitations associated with certain jobs, digital marketing is considered to be one of the most lucrative in the industry. It is expected to grow even further due to the increasing number of companies that are willing to spend big on it. Besides this, digital marketing also has several other areas that it can be explored, such as social media marketing, search engine optimization, and content marketing.

A Look Inside The New Chatgpt Iphone App From Openai

OpenAI released the first official ChatGPT app for iOS users.

The iPhone app allows ChatGPT users to log in to their accounts, access their chat history, and converse in an ad-free environment.

ChatGPT Plus users can switch between GPT-3.5 and GPT-4 on the app and will have first access to new feature releases.

GPT-3.5 offers fewer limits than GPT-4, which allows a maximum of 25 messages every three hours. GPT-4 promises higher quality output for personal and professional tasks, whereas GPT-3.5 offers faster, almost unlimited responses.

ChatGPT App Vs. Website Version

What are the main differences between the ChatGPT app and using ChatGPT in a web browser?

Text And Voice Input

The ChatGPT iPhone app accepts text and voice input with Whisper, OpenAI’s open-source speech recognition system trained on 680,000 hours of multilingual data.

Here is how the ChatGPT app did when summarizing the approach to data processing for Whisper, copied from the research paper.

It was also able to summarize a 1:30 audio clip from a recent Senate hearing on AI regulation using voice input.

Missing GPT-4 Beta Features

For ChatGPT Plus users, a noticeable missing feature is having access to GPT-4 Code Interpreter, web browsing, and all of the new ChatGPT plugins.

Anyone who has found value in those specific features must stick with chúng tôi in a web browser.

Plus users will not find the option to enable beta features under settings in the ChatGPT app either. You may have to do this in your account settings on a web browser to receive the new features in the app.

How To Use The ChatGPT App

Start by downloading the ChatGPT app from the App Store.

When you log in to your account, if you have ChatGPT Plus, you can choose GPT-3.5 and GPT-4.

The three-dot menu allows you to access your account settings and chat history.

You can also use the three-dot menu inside a chat to rename the chat for reference in your chat history, delete the chat, or start a new chat.

ChatGPT App Best Practices

The ChatGPT app does not have web browsing access yet, as noted when I asked it about today’s top AI news.

However, it offers great tips on how to get the most from a ChatGPT iPhone app.

AI Becomes More Accessible

Including the Whisper speech-recognition system amplifies accessibility, while the promise of continuous upgrades based on user feedback ensures the app will evolve to meet changing needs.

The app rollout will begin in the United States and soon be available worldwide. OpenAI also noted that an Android app would be available soon as well.

Featured image: Diego Thomazini/Shutterstock

You Can Now Own A Stock Car That’s Just Like What Nascar Pros Race

For less than the price of a Porsche 911 GT3, you can buy a stock car just like the ones that hammer around NASCAR ovals—and then take it to the track yourself. That’s the promise of the Hendrick Track Attack Camaro and Chevrolet SS track day cars, which promise to put you into a driver’s seat that is very much like the one Jimmie Johnson slides into weekly.

Prestigious sports car manufacturers like Porsche and Ferrari have made a tidy side business selling their trademark sports cars with upgrades to make them more suitable for race tracks than for commuting. In fact, vehicles like the Porsche 911 GT3 and the Ferrari Pista proved to be thrillingly fast and fabulously capable when we track-tested them last year. But they are not only expensive to buy, they can be eye-wateringly costly to repair.

This was the observation of Bill Snider, director of the Track Attack program for Hendrick Motorsports, the team that has won a raft of NASCAR championships with drivers Jeff Gordon and Jimmie Johnson. For less than those souped-up sports cars cost, wannabe racers could buy a stock car from Hendrick’s racing stable, he figured.

And when they crash it, drivers will be better protected inside the stock car’s steel safety cage and the car will be far less expensive to repair than one of those automotive gems from Stuttgart or Maranello. “It is more inexpensive to buy one of our cars, it is safer, and if it is tuned right, it is faster,” Snider says.

The Hendrick team has some design innovations in its version of Chevrolet stock cars that it’s understandably wanted to keep secret from competitors. But now that teams have had to lock in their designs for the 2023 season, and new rules for 2023 require all-new cars with more shared standardized parts, there is no reason for Hendrick to keep its car technology to itself.

The Hendrick Track Attack cars are not watered-down stock cars with generic designs and components, according to Lance McGrew, who oversees construction of the cars at Hendrick. Indeed, the first Track Attack car for a customer was originally meant to be a backup road racing car for one of the team’s race drivers.

“We were super careful about letting some of our technology get out, but now this car is how we would have brought it to the race track,” McGrew says.

Teams like Hendrick Motorsports build specific cars for NASCAR’s races on curvy road courses such as Watkins Glen rather than the banked, left-turning ovals. Track-day customers normally also drive on their local road courses, so the suspension in Track Attack cars is optimized for that duty.

Hendrick’s secrets lay mostly in the front suspension, McGrew says, in details of geometry, the camber and caster settings, lower control arm lengths, and height of the front spindles/steering knuckles. “Our cars turn really well on the road courses,” McGrew says proudly. “We’ve worked on that for years and years, so that’s proprietary information as far as we’re concerned. But now it’s not something you’ve got to keep a lid on.”

The result? Anyone with $125,000 now has access to the deepest secrets of Hendrick’s chassis technology in a Camaro or SS-bodied stock car that looks, sounds, and drives just like the ones the team races.

The chassis of a Track Attack vehicle. Hendrick Motorsports

That means a full 1.75-inch diameter steel tube chassis with adjustable front double-wishbone suspension and rear trailing arm suspension for the solid axle. Shocks are Penske racing dampers with no external adjustments, and brakes are AP Racing one-piece aluminum units, six-piston front calipers and four-piston rears.

There’s an ATL explosion-suppressing fuel cell to hold the gasoline, same as in the race cars, and the car rolls on the same steel racing wheels from Aero Race Wheels. The driver sits in Hendrick’s own carbon fiber NASCAR-compliant racing seat and looks at an AIM Technologies MXG 1.2 Strada data display. Traditionalists who don’t want the LCD screen spoiling their NASCAR fantasy can specify NASCAR Cup-style analog instruments instead, McGrew said.

For that base car, customers will get an off-the-shelf 627-horsepower, 586 pound-foot, 454 cubic-inch General Motors small block LSX V8 with a dry sump oil system and forged rotating parts. It connects to a standard Andrews A431 four-speed manual transmission with short-throw H-pattern shifter. The engine is a production-based powerplant, but the gearbox is the very same one used in NASCAR Cup racing, complete with multiple gear ratios that can be installed.

If the idea of a street car engine powering your race replica doesn’t sit right with you, Hendrick will go ahead and sell you the whole-hog 725-hp, 490 pound-foot, 358-cubic-inch Hendrick Motorsports R07 V8.

Sequential gearboxes allow faster shifts and they make it less likely that drivers will miss a shift and over-rev the engine, so they are popular with racers. With NASCAR moving to that technology after this season, Hendrick will build your car with a Race Tech 6XD sequential six-speed with optional automatic rev matching. Calibrating the software for that rev matching was a chore the team finished just in time for the car’s announcement, McGrew says.

Add all the options and the Track Attack car’s price tag could reach $175,000, but most of the cars are expected to sell in the $125,000 to $150,000 range, Snider predicts.

However, some customers are reportedly interested in spending even more money. NASCAR will be switching to independent rear suspension from the traditional solid rear axle design in 2023, and some prospective customers are asking for this on the Track Attack car, Snider says.

Hendrick is considering an independent rear suspension option for the car, though the solid axle design is so well engineered that “if your springs are tight enough, you might not be able to tell the difference,” he says.

Mix and match your perfect matrix of engine, transmission and rear suspension, then pick the Camaro or SS body to adorn your new toy and head out for a track day. It will cost less to buy than an exotic European sports car, and you’ll be able to drive it all-out. Plus, you can remain comfortable in the knowledge that crunching it into a tire barrier will almost certainly be a reasonable repair bill rather than a potential write-off from a fragile unibody production-car chassis.

How Apple Pay Later Works, What You Need, How To Use It

What is pay later?

Pay later is a recent trend. It gained a lot of popularity during the pandemic. Pay later is also called buy now pay later (BNPL). It is a short time loan to buy an item, receive it immediately, but pay for it over time, in installments, after an upfront payment. The system usually involves fixed payment plans with no interest. This can be a helpful option for many users who may suffer from some temporary financial difficulty. A number of companies, such as Affirm, Klarna, and PayPal, offer this at participating physical and online retailers.

How Apple Pay Later works

Apple Pay Later enables users to finance purchases up to $1000 by breaking the purchase amount into four equal payments over a six-week period. The first payment is due at the time of the transaction. After that, the rest is due every two weeks. This means that the purchase is paid for over 6 weeks. It can be used for purchases between $50 and $1000. To sum it up, Apple Pay Later is a short-term, interest-free loan offered by Apple Financing to Apple Pay users.

Is this different from Apple Card monthly installments?

They are different:

You can use the Apple Card monthly installments only for select Apple products. Apple Pay Later is not limited to Apple Products.

Apple Card installment plans can range from six months to twenty-four months. This depends on the product.

You pay no interest.

Installment payments are paid with your Apple Card, while Apple Pay Later needs to be paid by a debit card added to Apple Pay in the Wallet app.

What you need to use Apple Pay Later

The following conditions are required to be met:

You need to be at least 18 years old.

You must be a US citizen or lawful resident.

Apple Pay needs to be set up with a debit card. As I stated above, payments must be made with a debit card, not a credit card.

You are required to be using two-factor authentication for your Apple ID, as you probably are already.

You will need an iPhone or iPad with the latest version of iOS or iPadOS.

How to use

First, you will need to set it up. It will be available for all users soon. To set it up, follow these steps:

Set up

Tap the add (+) button located at the top-right corner of the screen.

Tap Set up Apple Pay Later. Then follow the onscreen instructions. You will be asked to enter the loan details. When you are done, Agree & Apply.

You will then be asked to review the payment plan. Then tap Add to Wallet.

You have 30 days to use this loan if you are approved.

Use later at checkouts

After you set it up, you can also apply for a loan during checkouts. Here is how:

At checkout, select the Pay Later tab instead of the Pay In Full tab.

Review the payment details, tap Continue and follow the onscreen instructions.

Other important details

Applying for this loan won’t impact your credit score, but if you do not pay or if your payment is delayed, your credit score may be affected.

There are no fees involved unless your debit card bank charges some fees.

If your loan does not get approved, you can lower the amount you are asking for and try again. If you are rejected, your credit score will not be affected.

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