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To help diverse businesses and address cash flow needs, Facebook is introducing ways to access funding and get connected with business resources and networking groups.

Many small businesses are still struggling financially. According to a report from Facebook, 60% of SMBs say they they had difficulty paying business-related expenses, and roughly a quarter reported struggling to pay down loans or debt, bills, rent, and employee wages.

Facebook is announcing new programs and tools to assist businesses with overcoming these challenges. They include:

Facebook invoice fast track program

A new small business funding resource

Here’s more about how businesses can benefit from these new resources.

New Resources For SMBs on Facebook Facebook Invoice Fast Track Program

Instead of waiting the 60 to 120 day period it normally takes to get paid, the Facebook Invoice Fast Track Program will help get businesses paid faster.

Beginning October 1, eligible US-based small businesses will have the opportunity to get cash immediately for the goods and services they’ve invoiced their customers.

The program’s landing page describes how the process works:

Upload invoices

Pay 1% of the invoice value in fees

Receive payment

After the business receives payment from Facebook, the client then has to deal with Facebook directly:

“We’ll notify your customers that they’ll pay the Facebook Invoice Fast Track program when the invoices reach term. When they pay us, we’ll use 100% of that money to help more businesses like yours.”

Who is eligible?

There are a few restrictions to this program. For one, the recipient must qualify as a diverse business:

“This program will be available to U.S. for-profit companies that are certified as majority-owned, operated and controlled by racial or ethnic minorities, women, U.S. military veterans, LGBTQ+ people or individuals with disabilities.”

Other restrictions include:

The invoices must have a minimum value of $1,000 and be submitted to a client for payment.

The client must have an investment-grade rating.

In most cases, participating businesses must sell all eligible invoices they have with those clients.

Facebook also covers itself by saying “not all submitted invoices will be funded.”

Be aware that your mileage may vary with this program, as Facebook is not obligated to pay all invoices. But it is an option to explore if you need it.

Facebook is committed to funding $100 million in invoices on an ongoing basis. The nationwide rollout of this program follows a successful pilot test. Registration opens on October 1.

Small Business Funding

Facebook is rolling out a new hub to connect business owners with purpose-driven grant & loan opportunities.

You can find and apply for loans directly in the small business funding hub. Registered nonprofits can apply for available grants that don’t need to be repaid.

More Resources On the Way

Lastly, Facebook is announcing the second year of its global holiday program called The Boost with Facebook Good Ideas Season.

Starting in October, businesses can access free resources, digital skills training, thought leadership, and networking opportunities.

Source: Facebook Newsroom

Featured Image: DollarWoman/Shutterstock

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Small Business Toolkit: Free Downloads For Smbs

Starting and maintaining a successful small business is challenging at best for anyone. But it’s especially difficult for people who live in emerging markets such as Africa, India and Brazil or for under-served constituencies in the United States, such as Blacks, Asians, Hispanics and women. These groups have historically lacked the resources, skills and access to information that running a sustainable business requires.

The SmallBusiness Toolkit — a collaborative project of the International Finance Corporation (IFC) – an arm of the World Bank, and IBM – is a free, online resource for these emerging-market and under-served small businesses around the world. The Toolkit helps entrepreneurs and small business owners apply sound business-management practices to drive growth and success.

The IFC has local partners throughout the world and has launched the Toolkit in 24 countries in 13 different languages. In the United States, the Toolkit focuses mainly on women-owned and minority-owned businesses. The ToolKit provides templates, how-to articles and resources in the following areas: finance, operations, accounting, international business, marketing, business planning, sales, legal and insurance issues, technology and human resources, as well as tools and hands-on training.

The IFC first launched the ToolKit in 2002. IBM joined the project in 2006 and has revamped the online aspect of the ToolKit making it more user-friendly and easier to expand. According to Robin Willner, IBM’s vice president of global community relations, IBM has invested more than $1.6 million to rebuild the site using an open source platform complete with Web 2.0 features and community tools such as:

Online conferencing

Blog capability

Group calendars

Survey and quiz builders


Live chat

Business directories

In addition to the online resources, the IFC partners with local partners around the world and within the U.S. in order to provide hands-on business training in community-based workshops. In the U.S., an Advisory Council made up of national organizations fills this role. “The local branches of the Council’s organizations help select the most appropriate content, training and customization for specific constituents,” said Willner. The council is comprised of the following organizations:

Asian American Business Development Center

Black Enterprisemagazine

Council of Better Business Bureau

Latinos in Information, Sciences and Technology

Native American Business Alliance

Native American Chamber of Commerce

NY African American Chamber of Commerce

U.S. Hispanic Chamber of Commerce Foundation

Women Presidents’ Organization

Women’s Business Enterprise National Council

US Small Business Administration

US Pan Asian-American Chamber of Commerce

In White’s case, he needed to write an offer letter for a prospective employee and an employee’s handbook outlining sick leave, vacation days, bonuses and other benefits. “We went over this in school,” said White, “but it was all hypothetical.” He found a template for the offer letter – along with other information — under the ToolKit’s HR section. “I didn’t know what other companies were offering in terms of benefits. The ToolKit helped me come up with a document and be competitive.”

White turned to the ToolKit again as he prepared to represent his business at the Prince George’s County Fair. “I have a background in printing, so coming up with the graphics was easy for me,” said White. “But I needed help figuring out how to properly staff the booth.” White said he initially thought he could handle it alone, but the ToolKit helped him readjust his planning.

“There’s a section on participating in a tradeshow that was a real eye opener,” he said. “Turns out you base your booth staffing on the square footage of the entire show. I realized I’d need four people during the day and another four at night. It really helped, because otherwise I could not have handled the volume of people and would have had potential customers walking away.”

Taren Coleman, president and CEO of Coleman Financial Group LLC, was one of the U.S. ToolKit’s first testers. Coleman said she found the site “chock full of information I’ve piecemealed together for years. This is going to be great, especially for people just starting out, because there’s such a breadth of information available.”

Even though Coleman’s business is not new, she said she uses the site as a reference guide. “I always need information, and I can’t always remember everything. If I’m meeting a client who wants to form a business and isn’t sure if it should be an LLC or an S-Corp, for example, I can quickly refresh my memory on the details and offer better counsel,” she said.

This article was first published on SmallBusinessComputing.

Quick Ways To Access Ios Notes On Windows 10

Quick Ways To Access iOS Notes on Windows 10 iOS Notes on windows? Does this even exist? Get sorted with the best ways to access iOS Notes on Windows 10.

In this article, we will help you understand these easy ways to start using Apple Notes on Windows PC.  

How To Access iOS Notes on Windows?

Sync Your iPhone Notes With Gmail

The best and the easiest way to access iOS Notes on Windows is to sync them up with your Gmail. Since there is no specific app for Windows, Apple users can allow the user’s Gmail account to access the content of the iOS notes app  and this can later be viewed on a Windows PC. Here’s how:  

Head to iPhone’s 



Then, head to  



You’ll see Gmail as an option under the Accounts tab. 

Later on, you’ll see the Gmail option and ensure that the toggle next to 

Notes is enabled


Disclaimer: Following these steps, the old notes will not be copied to your Gmail account, but all the new notes you create after enabling Gmail Sync will appear in Gmail.  

This will create a dedicated Gmail folder in the notes app. Easy, isn’t it? This will allow you to view and edit your iOS notes on Windows.  

Another simple way to use iOS notes on Windows is through its dedicated web app i.e. chúng tôi When you simply wish to access apple notes on a Windows computer, rather than copying them into a new note, it is easy to quickly access chúng tôi on Windows. You can use this option to view your Apple notes on a  Windows PC. Here’s how:  

Tap on 


Toggle On Notes App.

Enter the 

authentication code

 from iPhone to proceed. 

Next, you’ll be asked if you Trust the browser on Windows PC or not. Select 


 to proceed. 

On the iCloud, choose 

Notes app

 to launch its web app version. 

Following these instructions, you can view and edit all the iPhone Notes in the browser anytime and anywhere. Any changes you make will be synced to the iPhone as well.  

Turn iCloud Notes Webpage To A Progressive Web App

Sign in

 and head to 


 from the available options. 



 and then select 

Install this site as an app

That’s all! The notes web app will open as a new app window and you can quickly access all your Apple notes from here. For more ease, you can Pin the app to the taskbar.   

Sync Your Notes Rather Copying Them In New

Usually, we use to copy our old notes and add them into a new note or send them across through e-mail to keep a backup of them. But, the process is simpler now. You can sync your mails to Gmail or iCloud and ensure accessing them anytime and anywhere. Not only this, through these processes, you can also edit the notes, if required.  

Keep reading Tweak Library for more such content.  

Recommended Readings:

How to Recover Deleted Windows 10 Sticky Notes Easily

Tips And Tricks: Get Started With Windows 10 Sticky Notes

Easily Recover Lost Or Accidentally Deleted iOS Data With UltFone iOS Data Recovery

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Akshita Gupta

Dell Creates Virtual Smartphone App For Android, Ios Phones

For years, businesses and employees alike have wrestled with the problem of bringing personal phones into the workplace. Now, Dell’s enterprise team has created a Virtual Smartphone app that provides secure calls, texts, and apps for Android and iOS alike.

Image: Dell

Dell’s Virtual Smartphone app is designed to protect company data and call activity on personal phones.

The Virtual Smartphone app (also known as Dell Business Phone powered by Vonage Business Solutions) is provided in conjunction with Vonage, whose VOIP services will power the phone. 

Neither Google nor Apple has really addressed the fundamental problem of the so-called BYOD movement: providing a secured data store to keep business data safe while preserving user contacts and photos. Employees that bring personal phones to work and use them to access business data risk having them remotely erased if they’re fired or leave the company. 

Instead, apps like Touchdown HD for Android and the Knox application for Samsung-branded smartphones have stepped in. But those apps are restricted to their respective platforms; Dell isn’t. (Microsoft’s Windows Phone has made separating business and personal data a priority with Windows Phone 8.1 and above.)

“We’re device agnostic, enabling any compatible tablet or smartphone, and we’re also form-factor agnostic, as we run on on any range of display sizes,” said Neal Foster, the general manager of mobility solutions at Dell.

How Dell’s Virtual Smartphone works

According to Foster, employees will be asked to download the provisioning app from either the Apple or Google Play app stores. The app will then load, assigning the user a virtual Vonage Voice over IP (VOIP) number that is automatically added to the contact list of their colleagues via Microsoft Exchange and Active Directory. 


Dell’s “virtual smartphone” provisioning process allows users to select which components they want to install, including a browser and file manager.

The key, according to Wain Kellum, president of Vonage Business Solutions, is that competing BYOD solutions like Knox don’t distinguish between business and personal calls. Vonage does, and it provides value-added services such as call recording. The Dell-Vonage solution also allows major companies to manage their communications, a key compliance requirement at some companies. Admins can set detailed policies, such as pushing voice calls to an available Wi-Fi network, or locking out a user’s personal number during business hours. 

“[VOIP] can dramatically reduce the burden of upgrade cycles,” Kellum added. “One of the things that’s hard with legacy telecommunications infrastructure is adding new, enhanced capabilities, when available, and so the move toward cloud-based communication, embracing your employees’ mobile activities, is hugely beneficial.”

Foster promised that the app will respect the employee’s personal space, even when it it is running in the background. As an example, he said that an employee could take a business call using the app while shooting a photo. The photo would be stored to the employee’s personal camera roll, he said. 


Users also have control over how calls are placed.

App is due in October

Dell’s Virtual Smartphone will be available in October, supporting Android phones running Android 4.0 and above. Dell’s app can run on Apple phones running iOS 6 or 7, with support for both iOS 8 and Windows Phone 8 coming soon, Dell executives said.

Virtual Smartphone will be included as part of four separate plans, starting at $19.99 per line per month for up to 1,000 voice minutes with unlimited texts. Users will also have the option of signing up for storage with Box as well as Microsoft’s Office 365, both of which will integrate into the Dell app.

In general, both users and administrators should find things to like in Dell’s announcement, as it seemingly preserves user and corporate data alike, and adds another option for those wishing to bring their personal devices into the workplace. The catch, of course, is that it’s exclusively tied to Dell’s services.

6 New Facebook Live Features You Need To Know

Facebook has announced six new Facebook Live tools and features that publishers should find helpful.

Here are the six latest Facebook Live features and tools you need to know about.

1. Go Live From Desktops & Laptops

Facebook Pages can now go live via a web browser on their desktop or laptop computer. This will make it easier for a variety of broadcasters, especially those with daily vlogs, according to Facebook.

We’re still waiting for the full rollout of Facebook Live on desktops for everyone, which we reported in September was just starting to roll out.

2. New Role: Live Contributor

If you’re a Facebook page admin, you can now assign specific people to go live on your behalf.

Until now, only Facebook page admins were able to use Facebook Live. This was problematic if you had a large team of contributors because you had to make them page admins to allow them to broadcast live on Facebook.

But now your Live Contributors can simply start streaming live whenever something interesting or newsworthy is happening and you don’t have to unnecessarily give out Facebook page admin privileges.

3. Pin Live Comments 4. Video Permalinks

Facebook said that viewers who visit the permalink for your page will be greeted with a live video if you’re currently broadcasting. Plus, they will see all your previous live and non-live videos.

5. Crossposting After Your Live Broadcast Ends

After your Facebook Live broadcast has ended, you can now publish that video to multiple pages at once. Before this update, you could only crosspost your uploaded videos to pages that had the same business manager and pages with different owners.

6. Video Insights for Profiles

Public figures (e.g., celebrities, journalists, politicians) who have 5,000 or more followers will gain access to some new metrics, for both live and uploaded videos, in the coming weeks. The Video Insights for Profiles metrics will include:

Total minutes viewed.

Total number of views.

In addition, these people will be get aggregated insights for every video they post on over 7-, 30-, and 60-day periods, including:

Total number of video posts.


Total views.

Minutes viewed,

Total number of Profile followers.

Image Credit: Facebook

Max Schrems Launches New Legal Broadside At Facebook

After bringing down the U.S.-EU Safe Harbor data transfer agreement, Max Schrems is turning his legal guns on the other mechanisms that enable the transatlantic commerce in Europeans’ personal information — and Facebook is in the line of fire again.

He has filed two new complaints about Facebook’s handling of his personal data, and updated another, he said Wednesday. The new complaints are with the Belgian Privacy Commission and the Data Protection and Freedom of Information Commissioner in Hamburg, Germany.

He also updated the complaint, filed with the Irish Data Protection Commissioner, that ultimately put an end in the Safe Harbor Agreement.

What’s bothering Schrems is that Facebook Ireland, the entity through which Facebook operates its business outside the U.S., is transferring personal information about him to the U.S. in a manner that he maintains is illegal.

European Union privacy law requires that companies only export the personal data of Europeans to countries that provide an adequate level of privacy protection, a level that includes freedom from illegal surveillance by government bodies.

U.S. and European privacy laws differ significantly, yet many of the world’s biggest data processors are based in the U.S.

To make it easy for U.S. companies to serve European customers and comply with EU privacy law, in July 2000 U.S. officials and the European Commission brokered the Safe Harbor Agreement, under which companies could register and self-certify that they would respect EU standards of privacy protection when processing data in the U.S.

This prompted Schrems to file a complaint about Facebook’s handling of his data — in Ireland, because that’s where the Facebook subsidiary legally responsible for European users’ personal information is based. The Data Protection Commissioner dismissed his complaint, and Schrems, unsatisfied, appealed to the High Court of Ireland, which in turn referred questions about the interpretation of the 1995 directive to the Court of Justice of the European Union.

The European Commission and the national data protection authorities put a brave face on it, saying that they were close to finalizing a stronger data protection agreement with U.S. authorities, giving companies reliant on Safe Harbor a three-month grace period in which to make alternative arrangements — and reminding everyone of the alternate legal mechanisms that Safe Harbor was brought in to simplify.

While the CJEU’s ruling specifically targeted Safe Harbor, it raised doubts in the minds of legal scholars about the validity of the other legal mechanisms to protect data transfers. German regional data protection authorities like the one in Hamburg were so concerned, they refused to issue new authorizations to use such mechanisms, and said they would audit and even prosecute companies that did not have appropriate protections in place. The safest place for Europeans’ data, they said, is in Europe.

Schrems’ latest complaints make that same point, seeking to demonstrate that no legal mechanism available to Facebook Ireland can oblige or enable its U.S. parent company to protect his personal information to the extent required by EU law.

It now appears, though, that since November 2013 the company has been relying on a binding corporate rule, which it updated on Nov. 20. A few days before Schrems filed his updated complaint — and some six weeks after he requested the information — Facebook provided his lawyers with a copy of its contract with Facebook Ireland governing the exchange of data.

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